Licensing & Disclosures

Equal Housing Opportunity

Vilhom Real Estate Group is committed to the letter and spirit of U.S. policy for the achievement of equal housing opportunity. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.

Real estate brokerage

Vilhom Real Estate Group is a real estate brokerage. Real estate services are provided by Chad Ramos, Nevada Real Estate License S.0204839, with eXp Realty. Brokerage services are offered in Nevada.

Mortgage financing

Vilhom Real Estate Group does not originate loans. Mortgage financing is provided by an independent licensed lending partner: Dustin DeHart, Mutual of Omaha Mortgage, NMLS #25011. Any physician loan program details shown on this site reflect that partner's program parameters. You can verify the lender's licensing through the NMLS Consumer Access website.

Not a commitment to lend

This website is for informational purposes only and is not a commitment to lend or an offer to extend credit. All loans are subject to credit approval, underwriting, income, and program guidelines, and are made by the independent lending partner identified above — not by Vilhom. Rates, terms, FICO, LTV, and maximum loan amounts shown reflect program parameters and are subject to change without notice.

Independent services

Real estate brokerage and mortgage origination are separate services provided by separate companies. You are never required to use the brokerage to obtain financing, or to use the lending partner to buy or sell a home, and using one is not a condition of using the other.

Contact

Questions about our licensing or these disclosures? Contact Chad Ramos at chad@vilhom.com or 702.499.4349.